LOANS

CONSUMER LOANS

Salary Loan

  • To provide financial assistance to eligible employees of both government and private institutions.

Educational Loans

  • To provide additional loan facility to eligible employees of both government and private institutions for their educational needs.

Auto Loans

Special Vehicle Financing Program

  • To provide a vehicle financing program for eligible officers of government and private companies for business or personal use.

Regular Auto Loans

  • For the purchase of brand new or second-hand vehicle (5 year-old and below).

Housing Loan

  • For the purchase of lot, construction of residential unit, home improvement, refinancing or real estate loan.

 


COMMERCIAL LOANS

Term Loan

  • For the acquisition of machineries and equipments, construction of a building, working capital and other requirements for business operations.

Revolving Credit Line

  • For working capital purposes.

 


FINANCIAL ASSISTANCE TO LOCAL GOVERNMENT UNITS (FALGU)

  • Extended to LGUs for financing local infrastructure projects.

 


MICRO-FINANCE PROGRAM

Micro-Finance Program for Barangays

  • To finance the income-generating projects of the barangay such as: Botica ng Barangay, Tindahan ng Barangay, Tricycle/Multicab Pampasada Project, Buy and Sell of Recycled Waste Materials Project, Water System/Sanitation Project, Micro-Enterprises Project, Maintenance Equipment Project, and other revenue generating projects to be identified by the barangay.

Wholesale Lending for Micro-Finance Institutions (MFIs) and Cooperatives

  • Term Loan offered by the Bank to accredited MFIs and Cooperative Banks which in turn re-lend the funds to eligible borrowers.

 


SMALL AND MEDIUM ENTERPRISES LOANS

  • Extended to small and medium enterprises for working capital, fixed asset acquisition and other business-related expenditures of the borrower.

 


OTHER LOANS

Motorcycle Loans

  • Extended to employed or self-employed individuals for the purchase of motorcycle intended for business or personal use.

Jeepney Loans

  • Extended to employed or self-employed individuals for the purchase of jeepney intended for business.

Back-to-Back Loans

  • Loans against deposit hold-outs.

Rediscounting Facility

  • Credit facility extended by the Bank to Rural Banks and Cooperative Banks against eligible credit instruments.

 

 

 


copyright 2002 by Postal Savings Bank, Inc.