LOAN RATES Type of Loan Interest Rate (%) Salary Loan, either thru Individual Borrower or thru Recognized Institution (except FAP to PPSB employees) 18.00 p.a. add –on      12 months 16.70 p.a.      18 months 24.35 p.a.      24 months 32.25 p.a.      30 months 40.40 p.a.      36 months 48.08 p.a. Salary Loan, EFAP to PPSB Employees      1 year 9.125 p.a.      2 years 16.625 p.a.      3 years 24.125 p.a. Commercial Loan (including Domestic BP Line and to other individuals other than salary loans)        Prime 11.00 14.143      Non-Prime 13.00 16.143 Private Loan against deposit hold-out (up to a maximum of 90% of deposit and maximum term of one year) Deposit Rate plus 6.00 p.a. Deposit Rate plus 6% p.a.   copyright 2002-2005 by Philippine Postal Savings Bank, Inc.